IV. Estimation
In this part i expose our results. Earliest, in part IV.An i identify some elementary correlations anywhere between education loan personal debt and you will homeownership, in addition to just how this type of evolve across the existence cycle and you can are very different from the knowledge top. When you look at the area IV.B i inform you the results of numerous regressions, wanting to target the latest endogeneity away from student loan financial obligation because of the dealing with for observable features. Our fundamental personality strategy, using a crucial varying method and also the medication/manage classification shaping, is actually in depth into the point IV.C. I upcoming introduce the outcome inside part IV.D. In the parts IV.Age and IV.F i talk about potential downfalls in our identifying assumptions and work with several evaluation so you’re able to confirm them. In the long run, inside part IV.G i estimate the end result out-of figuratively speaking towards individuals’ borrowing scores and you can unpaid standing plus the sized their financial balances. (More …)
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